Auto Accident Attorney for Bodily Claims

Under­stand your rights when it comes to fil­ing claims for bod­i­ly injury and prop­er­ty dam­age after an acci­dent, and get a free eval­u­a­tion of your claims at 877–659-9550.

Know Your Rights: Filing Claims for Bodily Injury and Property Damage after an Accident

• Under­stand­ing bod­i­ly injury claims 
  • Def­i­n­i­tion of bod­i­ly injury
  • Types of bod­i­ly injury claims (med­ical expens­es, lost wages, pain and suf­fer­ing, loss of con­sor­tium, dis­abil­i­ty and disfigurement)
  • Statute of limitations
• Under­stand­ing prop­er­ty dam­age claims 
  • Def­i­n­i­tion of prop­er­ty damage
  • Types of prop­er­ty dam­age claims (vehi­cle repairs, per­son­al prop­er­ty, dimin­ished val­ue, loss of use)
  • Statute of limitations
• Steps to take after an accident 
  • Seek med­ical attention
  • Doc­u­ment the acci­dent (con­tact infor­ma­tion, insur­ance infor­ma­tion, pho­tos, wit­ness information)
  • Con­tact your insur­ance company
  • Con­sult with an attorney
• Tips for a suc­cess­ful claim 
  • Keep records of med­ical treat­ment, expens­es, and correspondence
  • Be hon­est and con­sis­tent in pro­vid­ing information
  • Avoid dis­cussing the acci­dent on social media
  • Be patient through­out the process
• Call to action: Free eval­u­a­tion of your claims at 877–659-9550

Acci­dents can be trau­mat­ic and life-chang­ing events, leav­ing vic­tims to deal with phys­i­cal injuries, emo­tion­al dis­tress, and finan­cial hard­ships. If you have been injured in an acci­dent, it’s cru­cial to know that you have rights, includ­ing fil­ing claims for bod­i­ly injury and prop­er­ty dam­age. Let us dis­cuss the details of bod­i­ly injury and prop­er­ty dam­age claims, as well as pro­vide valu­able infor­ma­tion on how to pro­ceed after an accident.

I. Understanding Bodily Injury Claims

A. Definition of Bodily Injury

Bod­i­ly injury refers to any phys­i­cal harm or injury sus­tained in an acci­dent due to some­one else’s neg­li­gence or reck­less­ness. This can include cuts, bruis­es, bro­ken bones, and more severe injuries like spinal cord dam­age or trau­mat­ic brain injuries.

B. Types of Bodily Injury Claims

1. Med­ical Expens­es: Reim­burse­ment for the cost of med­ical care result­ing from the accident.
2. Lost Wages: Com­pen­sa­tion for lost income due to missed work or decreased earn­ing capacity.
3. Pain and Suf­fer­ing: Mon­e­tary com­pen­sa­tion for phys­i­cal pain and emo­tion­al dis­tress caused by the accident.
4. Loss of Con­sor­tium: Com­pen­sa­tion for the loss of com­pan­ion­ship, emo­tion­al sup­port, and phys­i­cal inti­ma­cy due to a spouse’s injuries.
5. Dis­abil­i­ty and Dis­fig­ure­ment: Com­pen­sa­tion for per­ma­nent phys­i­cal changes or lim­i­ta­tions result­ing from the accident.

C. Statute of Limitations

The statute of lim­i­ta­tions is the time lim­it with­in which you must file a per­son­al injury claim. This time­frame varies by state and by the type of claim. It’s essen­tial to act prompt­ly and con­sult with an expe­ri­enced attor­ney to avoid miss­ing the dead­line for fil­ing your claim.

II. Understanding Property Damage Claims

A. Definition of Property Damage

Prop­er­ty dam­age refers to any dam­age sus­tained to your per­son­al prop­er­ty due to an acci­dent. This can include dam­age to your vehi­cle, per­son­al belong­ings, or even your home if the acci­dent occurred there.

B. Types of Property Damage Claims

1. Vehi­cle Repairs: Com­pen­sa­tion for the cost of repair­ing or replac­ing your vehi­cle after an accident.
2. Per­son­al Prop­er­ty: Reim­burse­ment for dam­aged per­son­al belong­ings like cloth­ing, elec­tron­ics, or jewelry.
3. Dimin­ished Val­ue: Com­pen­sa­tion for the loss in val­ue of your vehi­cle after being involved in an acci­dent, even if ful­ly repaired.
4. Loss of Use: Reim­burse­ment for the cost of rent­ing a vehi­cle or using alter­na­tive trans­porta­tion while your car is being repaired or replaced.

C. Statute of Limitations

Like bod­i­ly injury claims, prop­er­ty dam­age claims have a statute of lim­i­ta­tions that varies by state and type of claim. Con­sult with an attor­ney to ensure you don’t miss the dead­line for fil­ing your claim.

III. Steps to Take After an Accident

A. Seek Medical Attention

If you’ve been injured, seek med­ical atten­tion imme­di­ate­ly. Even if your injuries seem minor, it’s essen­tial to have a med­ical pro­fes­sion­al eval­u­ate you, as some injuries may not be appar­ent right away.

B. Document the Accident

Gath­er as much infor­ma­tion as pos­si­ble at the scene of the acci­dent, including:

1. Con­tact infor­ma­tion for all par­ties involved
2. Insur­ance infor­ma­tion for all par­ties involved
3. Pho­tos of the acci­dent scene and any prop­er­ty damage
4. Names and con­tact infor­ma­tion for any witnesses

C. Contact Your Insurance Company

Noti­fy your insur­ance com­pa­ny of the acci­dent as soon as pos­si­ble, pro­vid­ing them with the nec­es­sary infor­ma­tion and documentation.

D. Consult with an Attorney

An expe­ri­enced attor­ney can help you under­stand your rights and guide you through the process of fil­ing a claim. They will advo­cate on your behalf and work to ensure you receive the com­pen­sa­tion you deserve.

IV. Tips for a Successful Claim

A. Keep Records

Main­tain detailed records of all med­ical treat­ment, expens­es, and cor­re­spon­dence with your insur­ance com­pa­ny. These records will help sup­port your claim and ensure you receive fair compensation.

B. Be Honest and Consistent

Pro­vide accu­rate and con­sis­tent infor­ma­tion to your attor­ney, insur­ance com­pa­ny, and med­ical pro­fes­sion­als. Any dis­crep­an­cies or inac­cu­ra­cies in your state­ments may harm your claim.

C. Avoid Discussing the Accident on Social Media

Refrain from dis­cussing the details of the acci­dent or your injuries on social media plat­forms, as insur­ance adjusters may use this infor­ma­tion against you in your claim.

D. Be Patient

The process of fil­ing a claim and nego­ti­at­ing a set­tle­ment can be lengthy and com­plex. Be pre­pared for a poten­tial­ly long process and trust your attor­ney to han­dle the nego­ti­a­tions on your behalf.

Conclusion

If you have been injured in an acci­dent, you have the right to file claims for both bod­i­ly injury and prop­er­ty dam­age. By under­stand­ing the dif­fer­ent types of claims, fol­low­ing the steps out­lined above, and work­ing with an expe­ri­enced attor­ney, you can nav­i­gate the process and secure the com­pen­sa­tion you deserve. 

Don’t wait to assert your rights—call now at 877–659-9550 for a free evaluation of your claims.